Retirement Is Not For Everyone

A Comprehensive Guide to Continuing to Work Beyond Retirement

by Logan Totter and Joseph Totter with Illustrations by Marc Gemellos

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Product description...

Traditional retirement as we know it, a reward for work well done or the inevitable end of a life well lived depending on your perspective, is changing dramatically. Baby Boomers have created this change because they continue to work beyond the traditional retirement age of 65 in significant numbers. The number over the age of 65 in the workforce has grown to 27 percent for men and 20 percent for women and it is expected to continue to grow. Just look around and you can see them everywhere, from the mall to the marketplace, and everywhere in between. Market research conducted through interviews of Baby Boomers who were still working beyond the traditional retirement age of 65 revealed that approximately one-half of them had to work and one-half of them chose to work. Baby Boomers who were still working because they had to do so expressed themselves in negative ways as victims of unfortunate life circumstances with little control over their own lives. This book provides them with hope that there are positive benefits to doing so even though they arrived at this place due to unfortunate life circumstances. Baby Boomers who are still working because they chose to do so expressed themselves in more positive ways as capable people who had control over their own lives. This book provides them with validation of these same positive benefits. The co-authors, a Baby Boomer and a Millennial, encountered numerous people in both situations with similar, and in many instances identical, experiences of their own. The book is as much about them as it is about the people they interviewed. The Millennial perspective was added because research has shown that Millennials face the same challenges as Baby Boomers, including working beyond the traditional retirement age of 65. Carefully crafted to be used by both Baby Boomers and Millennials, this remarkable resource contains comprehensive information written in comprehendible language about the many components of retirement, including the benefits of working beyond the traditional retirement age of 65. It is a reference book with facts and figures, a workbook with worksheets for reflection and self-discovery, and a storybook with anecdotes about people just like you. Whether you are a Baby Boomer or Millennial, this is the guidebook you need to create the right retirement for you.

Product details...

Paperback
Format: 8.5 x 11 Black & White Paperback, 158 pages
Publisher: Outskirts Press (Sep 20, 2024)
ISBN10: 1977261175
ISBN13: 9781977261175
Genre: BUSINESS & ECONOMICS / Personal Finance / Retirement Planning

Author Information...

Joseph Totter is a Baby Boomer who left his public sector human resources job after 40 years to pursue a successful private sector sales job. Thirteen years later, at age 75, he continues to work in this encore job and has written two books on retirement. His life experiences bring a genuine and realistic perspective to this book as he guides you through the process to discover the benefits of work beyond the traditional retirement age of 65. He collaborated with and co-authored this book with his son, Logan. Logan Totter is a Millennial who is working and on the path toward retirement which is undefined at the present time. This book was part of his research to prepare himself to make many important retirement decisions, including the possibility of working beyond the traditional retirement age of 65. Like many of his fellow Millennials, he faces the future of having to do so for many of the same reasons as those of the Baby Boomers. He collaborated with and co-authored this book with his father, Joseph.

Visit the author's webpage at
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