“Warning” This story contains high sexual language and the arousing plot will compel you to turn to the next page. This novel will soon have a sequel called “Road Blocks” using the same credible characters and even more suspense and intrigue.

Mary Ann came back to the farm to build a new life and a legacy for her daughter while undertaking the struggle not to disappoint her childhood town as well. Old romantic wounds keep opening a series of new challenges. With each new challenge there is a connection to her old life bringing new fears, loyalties and suspicions tearing into her life and risking losing her childhood sweetheart. Will Eric hang in there for all of Life’s Chances or will it be too much for him. Will it be too much for her family and her town?

Hello, my name is Judy Kay. For the last thirty years I have lived in different locations across the Sunshine State of Florida. I have compiled my notes from shoe boxes, journal entries, notes on restaurant napkins or the back of grocery lists to create Life’s Chances.