Outskirts Press, INC.

Nicole T. Cole, MBA has worked nationally with families to create mostly late-stage college funding plans since 2009 as a Certified College Funding Planning Specialist and owner of The College Money Team. Ms. Cole earned her Master’s in Business Administration in Finance in 1997 at the Northwestern University Kellogg Graduate School of Management. Before graduating from the University of Maryland, College Park in 1991, she worked as a Peer Counselor in the Office of Student Financial Aid. Ms. Cole has presented for numerous organizations to educate parents and scholars on the college funding and financial aid process. She has worked directly with hundreds of families to create and implement custom college funding plans. With this book, she offers her expert knowledge from her years of experience and as a parent of three college-bound scholars. Dr. Christie Chamblis Murray shares over 26 years of college planning and funding expertise to help scholars get accepted into college and graduate debt-free as the owner Invest N Others LLC. After speaking nationally to thousands of scholars, parents, educators, and organizational leaders, she wrote this book to share how to fund college by offering proven college funding strategies to reduce or eliminate college debt. Dr. Murray also authored, “College Planning Strategies I Wish Someone Had Told Me.” In 1998 she graduated from Hampton University earning a Bachelor of Science degree in Electrical Engineering. She also holds a Doctorate in Business Administration from the University of Phoenix. Dr. Murray received multiple college scholarships and she committed to helping her sons and other scholars do the same.