Outskirts Press, INC.

Just tell me what to do!

If you are looking to retire you have a lot of choices and decisions to make. Some are easier than others-and chances are you have questions about what you should do and what you should not do. So who do you ask? Most people turn to friends, family members, and/or financial professionals, but many don't ask anyone and wind up making decisions that they later regret.

The reality is that few people really want to open up every aspect of their personal and financial life to anyone much less relative strangers. Further, even though they know they need the help the prospect of spending hours and hours putting together a plan is not something most people want to do-even if they knew how!

If you are like most people - then AGANOMICS was written just for you! Written by one of America's Best Financial Planners-AGANOMICS will tell you exactly what you should do and what you should not do. The best part is that you will learn all this in less time than it takes to do your taxes! In just 90 minutes you will know:

• If you can retire today

• When to take out Social Security

• How to take your Social Security

• How to take your pension

• The ins and outs of Medicare

• Where to have your money invested

• How to take your money out and make it last a lifetime

It will only take 90 minutes because you are only going get the things you really need. The rest you can learn on your own time-AGANOMICS only gets 90 minutes!

Social Security



So what do you really need to know about Social Security? The vast majority of everything you need to know can be summed up by learning the simple answers to the following questions:



1) Will it be there?

2) How much do I get?

3) When should I take it?

4) What if I’m working and taking benefits?

5) How can I maximize my benefits?

6) What if I have already started and want to make a change?

7) Who do I contact if I have questions?









Question #1: Will Social Security be around to pay me benefits?



The short answer is yes! If you are nearing retirement age today you “will” get all of the benefits you have been promised. But wait, you may say… “I heard that Social Security is in trouble and may go bankrupt in the future.” Well this is also true. Confused? How can I say that you will get all the benefits you have been promised and at the same time tell you that the Social Security system is in serious trouble? Here is how.



There are three very important dates when it comes to the financial health of Social Security:

• 2016

• 2027

• 2037

If no changes are made on how revenues are collected (the Social Security tax today) and how benefits are going to be paid in the future the following will happen. In the year 2016 the benefits that are being paid out will begin to exceed revenues coming in the door. In 2027 the Social Security administration will have to begin digging into the trust fund itself to pay benefits. Finally, in 2037 the trust fund is projected to be exhausted.



Therefore, if you are retiring today, it is very likely that you will get all of your benefits before you die. Well, this is good news for you, but what about your children and all the other people currently putting money into the system? Fortunately, there is some “qualified” good news for them.







You see, even when the trust fund is exhausted in 2037 there will still be a lot of people still paying into the system. So even if no changes are made people who retire after 2037 “will” get money from Social Security, just not 100%. Currently, it is projected that they will get approximately 75% of their benefits.